Gruber, Jonathan; Lin, Mengyun; Yi, Junjian:The largest insurance program in history: Saving one million lives per year in China-厦门大学金融系

Gruber, Jonathan; Lin, Mengyun; Yi, Junjian:The largest insurance program in history: Saving one million lives per year in China

发表期刊:Journal of Public Economics

发表时间:October 2023

作者及单位:Gruber, Jonathan; Lin, Mengyun*1; Yi, Junjian

1.School of Economics & Wang Yanan Institute for Studies in Economics (WISE), Xiamen University, China

摘要:The New Cooperative Medical Scheme (NCMS), rolled out in China from 2003-2008, provided insurance to 800 million rural Chinese. We combine aggregate mortality data with individual survey data, and identify the impact of the NCMS from program rollout and heterogeneity across areas in their rural share. We find that there was a significant decline in aggregate mortality, with the program saving more than one million lives per year at its peak, and explaining 78% of the entire increase in life expectancy in China over this period. We confirm these mortality effects using micro-data on mortality, other health outcomes, and utilization.

关键词:Cooperative Medical Scheme;Health-insurance;Rural China;Air-pollution;Care;Mortality;Access;Outcomes;Service;Impact